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California estate planning checklist (parents + homeowners)

A quick, practical checklist to help you identify what to handle next. General information only—not legal advice.

  • Choose guardians for minor children (and backups)
  • Decide who makes medical decisions if you can't (advance health care directive) and at least one alternate
  • Decide who makes financial decisions if you can't (power of attorney) and at least one alternate
  • If both parents die: who manages money for the kids and who is guardian (with alternates)
  • List anyone you support financially and whether that support should continue after your death
  • Decide any large gifts to family or friends and whether they happen at first death or only after both
  • Decide charitable gifts and when they take effect; if at second death, whether the surviving spouse can change them
  • Think through what the surviving spouse can do with your inheritance (full use vs. protections, remarriage)
  • Decide whether to set aside a specific amount for children at first death
  • Decide how much protection children should have from their own decisions and at what age(s) they get control
  • Consider a cap on what children receive and who gets the rest (people or charities)
  • Name backup beneficiaries if both you and all your children die
  • Inventory your assets (home, accounts, insurance, retirement, business interests, real estate)
  • Confirm beneficiary designations match your goals
  • Decide whether a revocable living trust makes sense for your home and situation
  • Plan for how children inherit (age-based trusts vs. outright at 18)
  • If you own a business or real estate, gather entity docs and deeds
  • Create a review rhythm (every 1–2 years and after big life events)

Informational only. Not legal advice. No attorney-client relationship is formed without a signed engagement agreement.